your el paso FHA loan experts.

Less rules, better rates, more approvals.

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Your El Paso FHA Loan experts.

Start your homebuying journey with numbers you can trust.

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Experience is everything

4.8/5
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5/5

Danny was instrumental in helping our dream of owning a home come true. We are so grateful for all he’s done to help us.

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5/5

I had bad credit and they helped me get my house. I am so grateful for everything! Highly recommend!!!

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5/5

He will explore multiple options for you to ensure you will get your dream home at a good rate. Highly recommend!!!

your mortgage made easy

Convenient online access makes it easy to achieve your financial and homeownership goals.

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Check loan eligibility and get accurate quotes in a matter of minutes, not days.
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See how much you’re approved for so you can buy or refi with confidence.
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Verify the details and get to closing quickly with our simple checklist.

What is your goal?

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I want to buy a home

Apply online to find a mortgage
as perfect as your home.

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I want to save money

Check rates and find out how much you can save on your current loan.

FHA Loans in el Paso TX

Are you having trouble getting Pre-Approved for a home loan, or having difficulty making your monthly mortgage payments? We are your El Paso FHA loan experts.

Whether you are just searching for more information about FHA loans, looking to buy a new house, or needing to refinance out of an adjustable rate mortgage, our FHA Loan experts can guide you in the right direction.

What is an FHA Loan?

An FHA loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won’t have to write off a loan if the borrower defaults – the FHA will pay. Because of this guarantee, lenders are willing to make large mortgage loans.

Looking for the best rates on January 23, 2022? Start here ›

Since FHA Loans are backed by the Federal Government, there are lots of reasons why everyone prefers them over other types of mortgage financing.

  • Easier to Qualify For
  • Require a Small Down Payment
  • Do Not Require Perfect Credit
  • Have Better Interest Rates
  • Provide Better Home Stability for buyers by helping them KEEP their homes during hard times.

We make the process of purchasing a new home refinancing your current mortgage simple and straight forward by offering you the latest in financial tools set forth by the best banks in our country.

This will enable you to make the most accurate financial decision. Purchasing a home or refinancing your  current mortgage should not be stressful.

Please contact us for up to date rates and any other mortgage questions or apply now.​

How Can You Use FHA Loans?

FHA Loans offer many advantages. An FHA home loan is a government-subsidized loan that is not only popular with first time homebuyers, but with buyers who have already purchased a home before. FHA refinances are also very popular among home-owners who were initially placed in a high interest rate subprime loan. Subprime loans were initially created for home buyers with below than average credit scores. FHA home loans and refinances are not credit score driven and because of this, it is very attractive for people with not so perfect credit.

Many exciting things are happening with FHA home financing. FHA Modernization is under way and you’ll want to stay up-to-date with changes coming up such as down payment requirements and large tax credits given to home buyers.

FHA Refinances

We provide a variety of information if you are considering a refinance of your current loan.

You can learn about your refinance options, including an FHA Refinance as well as other types of loan refinances.

It is important to be aware of current interest rates to ensure that the value of refinancing out weighs the cost.

Do not be discouraged if you believe you have challenged credit.

Please contact us for today’s rates or apply now to receive a free quote and free credit report!

Better rates. Lower fees. It’s a no-brainer.